Multi-currency
Account model
Balances per entity, project, and currency
White-label · Digital banking
Hazina.
Banking and treasury without borders.
A white-label digital banking platform — customer wallets and savings, lending and BNPL, remittance, merchant acquiring, and a business treasury workspace — deployable under your brand from one governed core.
hazina / workspacePreview
Configured around your marketPartner-led railsBuilt-in controls
Continuous
Reconciliation
Event-driven matching with exception queues
API
Partner-led rails
Integrates with regulated providers
Inside the Hazina workspace — how it works.
Illustrative interfaces with sample data show the workflows behind each surface — wallets, transfers, KYC, security, treasury, and settlement states that a buyer can follow before a walkthrough or implementation conversation.
Request Hazina demoHazina / Accounts
Accounts
Customer profile, KYC tier journey, and every currency wallet or reserve balance on one screen.
Hazina / Wallet transfer & FX
Wallet transfer & FX
Quoted currency conversion between wallets and local-currency balances with a recent-conversions log.
What Hazina does.
01
Customer banking surfaces
Branded wallets, savings, transfers, bill pay, cards, and QR payments in a customer app and web console.
02
Lending and BNPL
Loan origination, limits, repayments, credit scoring, savings-as-collateral, and overdraft options.
03
Remittance corridors
Cross-border send and payout with collection, settlement, and reconciliation built in.
04
Merchant acquiring
Merchant onboarding, products and orders, payment links, terminals, and settlements.
05
Business treasury workspace
Multi-entity accounts, maker-checker approvals, payouts, collections, and continuous reconciliation.
06
API + Console
Engineering teams get APIs. Operators get a beautiful console. Same data layer.
THE SYSTEM BEHIND THE EXPERIENCEHow Hazina
How Hazina
operates.
Hazina is structured as a white-label digital banking platform: customer accounts, savings, lending, remittance, merchant services, and business treasury controls share one governed core, with each deployment configured for the operator's brand, market, roles, rails, and regulatory path.
HAZINA / CONNECTED ARCHITECTURESelect a layer to explore ↘
HazinaGOVERNED PRODUCT CORE
Experience → Governed core → Connected operationsArchitecture illustration · not live activity
01/ 03
The foundation beneath every action.
The account model, controls, and service boundaries that keep the product connected.
07 operating capabilities01Multi-currency account model+
Balances are segmented by entity, project, vendor, currency, and reserve purpose.
02Continuous reconciliation+
Ledger, bank, mobile-money, and payment-provider events run through continuous matching and exception queues.
03Approvals and RBAC+
Maker-checker policies, limits, roles, and approval history are the reason finance teams buy.
04AML and policy decisions+
Single and batch AML screening, provider health, centralized authorization decisions, and versioned OPA policy bundles keep controls explicit and deployable.
05KYB and beneficial owners+
Entity onboarding captures directors, owners, operating purpose, and ongoing monitoring state.
06Payouts and collections+
Vendor, payroll-like, batch, and referenced inbound payments are visible from API and console.
07Accounting exports+
Statements, chart-of-account mapping, audit packs, and accounting export paths sit inside the close workflow.
02/ 03
Connected to the way your business works.
Explore the product surfaces and workflows that extend the core into everyday operations.
04 product modules01Treasury yield+
Idle-balance sweep products are designed to connect treasury balances to partner, risk, and disclosure controls.
02Corporate cards+
Spend controls, receipt capture, and per-employee cards are designed to extend the same approval model.
03FX hedging+
Rate holds, forward windows, and exposure management for businesses with enough corridor volume.
04Cashflow intelligence+
Forecasting, anomaly detection, and policy suggestions designed to layer onto reconciled data.
03/ 03
Follow the design into the implementation.
Review the operating surfaces, service architecture, and implementation context behind the product.
03 evidence areas01Full digital-banking surfaces+
Customer, admin, merchant, organization, and reporting workspaces cover accounts, payments, savings, lending, remittance, merchant operations, and treasury controls.
02Mobile operating path+
Customer, merchant, and organization mobile apps include dashboards, units, wallets, approvals, and daily account actions backed by the same service contracts as the web surfaces.
03Policy-led service architecture+
Accounts, payments, savings, loans, accounting, AML, OPA policy, audit, fraud, customer, ledger, and finance services support the governed platform.
One product. Connected layers. Traceable by design.Follow the product journey
From signup to settled.
- 01
Open
Multi-entity onboarding — incorporate-ready KYB packs reviewed in days, not weeks.
- 02
Configure
Set policies, approval flows, vendor lists, and FX hedging rules in one console.
- 03
Operate
Issue payments, receive collections, run payroll — across rails, currencies, jurisdictions.
- 04
Close
End-of-month reports auto-generated. Audit packages ready for your accountant.
Built across the rails that matter.
Composes with the chains, rails, custody partners, and signing providers institutional teams already trust — and bring your own when the brief calls for it.
Account rails
- Bank accounts
- Mobile money
- Card networks
- Partner payout rails
Settlement
- Partner-led bank settlement
- Trust-account operations
- Reconciliation & exports
Finance & accounting
- Statement exports
- Audit packs
- Webhooks & API
- Accounting connectors (roadmap)
BEYOND THE INTERFACEWhat does Hazina
What does Hazina
look like in your business?
Start with the people, markets, and connections that shape your operating model. Then review the controls and deployment scope in detail.
Operating profile
- Primary users
- Retail customers, merchants, finance teams, and operator admins
- Regions
- Configured per licensed partner, banking rail, and corridor
- Rails
- Bank accounts, mobile money, card networks, and partner payout rails
- Integration surfaces
- Treasury console, payment APIs, approval events, accounting exports
KYB and roles
Entity onboarding, operator roles, approval limits, and maker-checker duties are mapped into the access model.
Payment controls
Vendor, payroll, FX, and batch payments are designed around configurable approval policies.
Reconciliation
Bank, payment, ledger, and accounting events are matched continuously with exception queues.
Audit evidence
Export packs, approval history, policy changes, and settlement evidence are included in the operating model.
What to confirm before a pilot
- Banking availability depends on entity location, partner approval, and compliance review.
- Treasury environments require named administrators, role model, and payment approval matrix.
- Accounting and ERP integrations are scoped by connector availability and data mapping.
The next move is yours
Start with the Hazina demo.
Review the demo flow, then request the access path that matches your team: walkthrough, technical review, partner scoping, or implementation planning.