Multi-market
Launch model
Configured by client market
White-label · Stablecoins
Zent.
Stablecoin money movement, delivered through branded finance experiences.
A white-label platform that bridges stablecoins and everyday money rails — branded wallet experiences, on- and off-ramp corridors, payout paths, developer APIs, compliance review, and audit-ready settlement workflows.
zent / workspacePreview
Configured around your marketPartner-led railsBuilt-in controls
Unified
Operator workspaces
Customer, admin, developer, ops, compliance
Brand-led
Deployment model
Configured per client
Inside the Zent workspace — how it works.
Illustrative interfaces with sample data show the workflows behind each surface — wallets, transfers, KYC, security, treasury, and settlement states that a buyer can follow before a walkthrough or implementation conversation.
Request Zent demoZent / Customer workspace
Customer workspace
Customer wallet view with balances, market pulse, route options, and recent digital value and payout activity.
Zent / Digital asset conversion
Digital asset conversion
Conversion-to-payout flow from amount to confirmation, PIN, settlement state, and payout review through approved providers.
Zent / Built mobile-first
Built mobile-first
Three core screens — balance, send, markets — designed for the phone before the desktop.
What Zent does.
01
Stablecoin and payout corridors
Zent supports branded wallet, on-ramp, conversion, payout, and settlement journeys across stablecoin routes, payment networks, and partner payout rails.
02
Client-branded deployment
Each implementation can be scoped around the client's brand, market, identity model, operating roles, integrations, and rollout plan.
03
Connected operator workspaces
Customer, admin, developer, operations, and compliance workspaces share the same client identity and audit model.
04
Bank-grade ledger and evidence
Double-entry accounting, reconciliation views, signed events, and audit exports keep wallet and payout activity explainable.
05
Partner-led settlement layer
Zent is designed to connect to approved settlement, liquidity, payment, and verification providers without making the customer experience feel fragmented.
06
API-first integration
OpenAPI-led contracts guide docs, SDK planning, contract tests, developer workspace access, sandbox provisioning, webhooks, and usage metering.
07
Everyday digital finance
Cards, airtime, merchant pay, payment requests, scheduled payments, split bills, activity statements, support, and learning surfaces extend the corridor into daily use.
08
Lending and dynamic policy
A dedicated lending service and OPA-backed authorization data support configurable credit products, roles, routes, and transaction policy.
THE SYSTEM BEHIND THE EXPERIENCEHow Zent
How Zent
operates.
Zent is structured as a per-client stablecoin operations platform: branded wallets, on- and off-ramp corridors, payout paths, customer and operator workspaces, API access, webhook delivery, compliance review, and evidence-backed reporting under one client-aware operating model.
ZENT / CONNECTED ARCHITECTURESelect a layer to explore ↘
ZentGOVERNED PRODUCT CORE
Experience → Governed core → Connected operationsArchitecture illustration · not live activity
01/ 03
The foundation beneath every action.
The account model, controls, and service boundaries that keep the product connected.
07 operating capabilities01Tenant configuration+
Brand, market, roles, limits, routes, provider options, and operating policies can be configured per client without forking the product.
02Ledger-first accounting+
Customer wallet, funding, conversion, payout, payment, and reporting services work from double-entry accounting primitives.
03Audit evidence+
Every meaningful state change is designed to leave a clear trail for operators, partners, auditors, and internal risk teams.
04Payout corridor design+
Partner payout and collection paths are made visible inside the same platform as wallet balances, quotes, approvals, and receipts.
05Customer and compliance readiness+
Identity tiers, sanctions checks, case queues, operating roles, and evidence exports are part of the product surface.
06Compliance operations+
AML cases, monitoring rules and alerts, screening batches and lists, risk scoring, SAR workflows, regulatory reports, and configurable thresholds form a dedicated operating surface.
07Developer surface+
OpenAPI contracts, SDK planning, API keys, usage metering, sandbox provisioning, signed webhooks, and docs support integrator onboarding.
02/ 03
Connected to the way your business works.
Explore the product surfaces and workflows that extend the core into everyday operations.
05 product modules01Funding and conversion+
Customer funding and conversion journeys are recorded with ledger entries, receipts, provider state, and clear customer messaging.
02Payout journey+
Customers can move approved digital-asset value into supported payout destinations with quote, approval, settlement, and reconciliation state visible.
03USSD availability+
Feature-phone customers can access core flows through USSD integration patterns where the rollout requires it.
04Ops and compliance+
Operations, admin, developer, customer, and compliance workspaces make day-two activity observable.
05Cards and planned payments+
Customer cards, scheduled payments, payment requests, split bills, and settlement state bring recurring and everyday financial activity into the same ledger.
03/ 03
Follow the design into the implementation.
Review the operating surfaces, service architecture, and implementation context behind the product.
03 evidence areas01Expanded product surfaces+
Customer, client-admin, compliance, developer, and Mozaca-ops workspaces now cover wallet movement, cards, lending, scheduled payments, provider state, regulatory review, incidents, and fleet health.
02Hardened mobile customer experience+
The Kotlin Multiplatform mobile path covers accounts, balances, send, receive, on/off-ramp, payment, request-money, history, security, responsive layouts, and UAT-focused hardening.
03Digital-finance backend+
Custody, wallet, card, lending, ledger, payment, on-ramp, off-ramp, FX, AML/KYC, notification, audit, reporting, dynamic policy, and observability services support the platform.
One product. Connected layers. Traceable by design.Follow the product journey
From signup to settled.
- 01
Provision
Set up the brand, market, user roles, workspace configuration, payout routes, provider integrations, and operating rules.
- 02
Verify
Run customer and business verification, sanctions checks, tier limits, PIN/MFA, and policy controls before movement is enabled.
- 03
Move
Support wallet funding, conversion, payout, payment, quote, and webhook journeys through reliable APIs and controlled workflows.
- 04
Report
Reconcile ledger, partner, rail, and workspace events into audit logs, daily reports, compliance queues, and signed exports.
Built across the rails that matter.
Composes with the chains, rails, custody partners, and signing providers institutional teams already trust — and bring your own when the brief calls for it.
Payment routes
- Partner payout rails
- Bank payout rails
- Payment providers
- Regional partners
Stablecoin rails
- USDC / USDT / cUSD routes
- Custody & settlement partners
- Liquidity providers
- On / off-ramp corridors
Provider layer
- Custody partners
- Payment providers
- KYC/KYB providers
- Webhook integrations
Workspaces
- Customer
- Client admin
- Developer
- Operations
- Compliance
BEYOND THE INTERFACEWhat does Zent
What does Zent
look like in your business?
Start with the people, markets, and connections that shape your operating model. Then review the controls and deployment scope in detail.
Operating profile
- Primary users
- Customers, client admins, developers, Mozaca operators, compliance reviewers
- Regions
- Configured by client market, regulatory path, and approved provider coverage
- Rails
- Approved digital-asset routes, payout networks, settlement partners, payment providers
- Integration surfaces
- Web and mobile apps, USSD, OpenAPI, SDKs, webhooks, service APIs
Tenant boundary
Identity, data, policy, workspace configuration, provider assumptions, and operating context are scoped per client.
Digital value controls
Approved asset routes, provider assumptions, risk review, payout states, and payment-provider callbacks are reviewed explicitly.
Compliance operations
KYC/KYB tiering, sanctions review, compliance queues, case management, and evidence exports are operator-facing.
Audit evidence
Ledger journals, webhook events, rail callbacks, provider updates, and reports are tied to correlation IDs.
What to confirm before a pilot
- Production corridors depend on client licensing, partner access, provider approval, liquidity, verification providers, and local regulatory posture.
- Most client setup is configuration-led, while deeper product behavior is scoped through formal implementation review.
- Screenshots show product surfaces; final live environment behavior depends on the selected client, market, provider, and rollout scope.
The next move is yours
Start with the Zent demo.
Review the demo flow, then request the access path that matches your team: walkthrough, technical review, partner scoping, or implementation planning.